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Utah Real Estate
Market Intelligence

Live mortgage rates, curated news, and expert analysis — everything a Utah buyer or seller needs to make informed decisions. Updated every 6 hours, free forever.

Last updated 18h ago · 8:32 AM MDT

Today's Rates

30-YR Fixed

6.87%

▼0.04% change

The most common home loan

15-YR Fixed

6.12%

▼0.06% change

Lower rate, higher payment

FHA 30-YR

6.49%

▼0.04% change

Low down payment loans

SBA 7(a)

10.25%

—Unchanged

Commercial loans

Prime Rate

7.50%

—Unchanged

Banks' best-customer rate

Fed Funds

4.33%

—Unchanged

What the Fed sets

Rate History — Last Year

Data: Freddie Mac PMMS · Federal Reserve FRED API · Updated weekly

Market News

Curated from HousingWire, Mortgage News Daily, NAR, Utah Business

HousingWire·22h ago

Mortgage applications edge down as refis stall, purchase demand weakens

Mortgage applications fell 0.8% as the 30-year fixed rate dipped to 6.51%, with refis down 3% and purchases up 1%.

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HousingWire·23h ago

Nearly 1 in 2 home listings cut prices in Florida, Arizona

Roughly 45% of all listings in Arizona and 44% in Florida now carry price reductions — far exceeding the 34.4% national average.

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HousingWire·1d ago

Borrowers have a new agent. Is your organization built for it?

AI is shifting negotiating power from lenders to borrowers at scale. The institutions that restructure their workflows and tools to meet that reality will grow. The ones that don’t will feel it in pul

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HousingWire·1d ago